Raising Money-Smart Kids Without Being Rich

By Himani Shah

This book is Every Money Conversation Your Child Needs From Age 3 to Launch.

Your kid thinks money comes from tapping a phone. Nobody is going to fix that but you - and you don't need to be rich to do it.
Most money-parenting books assume investment accounts and a college fund. Real families need something else: what to actually say, at every age, and the systems that make it stick.
This book is the complete age-by-age money curriculum for ordinary-income families - built on the simple E.A.R.N. Method(TM) and packed with word-for-word scripts.
Inside you'll find: Three allowance systems that work - and exactly how to launch one this weekThe First Phone Agreement that ends the negotiationsThe "you fund the difference" rule that stops brand battles foreverThe honest College Money Talk (and when to have it)The complete Family Toolkit: 8 fill-in worksheets, checklists, and agreementsBy the last page, your child won't just know about money. They'll have handled it, saved it, lost it safely, and earned it back - years before the world charges full price for those lessons.
Your child's financial education starts with one conversation. This book hands you all of them.

• Format: Paperback
• Language: English
• ISBN: B0H8F2V3LJ
• ISBN13: 9798186637257
• Release Date: July 2026
• Publisher: Independently Published
• Length: 102 Pages
• Weight: 0.32 lbs.
• Dimensions: 0.2" x 6.0" x 9.0"