We have carelessly consumed the future now lacking in the young. Worked hard for decades. Capital life insurance saved for decades. Always paid into the pension insurance. And then, at the end of February 2014, my reward came: My working life as a dependent employee ended with grateful words from my manager and with a counseling appointment at the local center of the German pension insurance. The long-awaited letter from my capital life insurance also arrives: Here is your money. Recommend us. (Of course I won't do that. This form of insurance is finished.)
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