Payden grew up in a town that retreated inside to a virtual life of computers, tablets, and phones. Over a decade ago, two children mysteriously disappeared from small town Manger. The case remains unsolved. For the generation of kids who followed, known as the "insurance children," that seemed normal. Separated from sunshine, fresh air, green grass, and each other, "the insurance children" don't even know what they're missing - until Minka comes...