The Exchange Rate: A Sweet Second Chance Romance

By R.M. McPherson

The best first date of her life. Then ten years of silence. And neither of them ever knew why.

In 2016, Hannah Kowalski climbed a locked garden fence in the Edinburgh rain with a stonemason named Ewan and spent one perfect day falling for a near-stranger. He promised to text when he got home. He did, exactly as he said he would, and he kept sending messages for ten years. Every one was read. Not a single one was ever answered.

Now the whole thread has surfaced online, the internet has fallen for the sweetest missed connection it's ever seen, and ten million people are determined to #FindRuby.

There's just one problem. Ruby is Hannah's middle name. She's four months from marrying a good, safe man in Chicago. And she's reading the thread that's breaking the internet's heart while wearing the faded maroon jumper Ewan lent her a decade ago and never got back.

The world wants the reunion, loud and public and now. But the truth about what really happened that autumn is bigger, and more tender, than anyone guessing online could imagine, and the only real ending is the one nobody gets to watch. To find it, Hannah has to work out what she actually wants before the whole world decides for her.

Warm, funny, and completely closed-door, for readers who like their romance sweet, their second chances slow, and their happy endings earned.

• Format: Paperback
• Language: English
• ISBN: B0HB2Z9BJW
• ISBN13: 9798188580285
• Release Date: July 2026
• Publisher: Independently Published
• Length: 268 Pages
• Weight: 0.72 lbs.
• Dimensions: 0.7" x 6.0" x 9.0"