Series I Bonds vs Roth IRAs: Emergency Cash vs Retirement Funds

By Joshua King

If you were 25 years old, would you start a Roth IRA or purchase Series "I" Savings Bonds?

Conventional wisdom is to start a Roth IRA because of the power of compounding. However, looking your money away for 40+ years can be challenging.

Series "I" Bonds will also compound (at a lower rate), but you can also use them as an emergency fund. Plus, they are tax-free until you liquidate them.

Realizing that the American dream costs $5 million, we need to be more intentional with our money. Locking away tons of money throughout our expensive years may not be as wise as before.

• Format: Paperback
• Language: English
• ISBN: B09ZSMXG3Z
• ISBN13: 9798821101006
• Release Date: May 2022
• Publisher: Independently Published
• Length: 66 Pages
• Weight: 0.30 lbs.
• Dimensions: 0.2" x 6.0" x 9.0"