Point of Sale Systems Architecture: A Practical Guide to Secure, Certifiable POS Systems - Volume 1: Architecture & Implementation

By Vincent Bevia

A technical guide for software engineers, architects, and technical leaders building secure payment acceptance systems. This volume covers the complete landscape of modern Point-of-Sale development-from traditional terminals to SmartPOS devices and software-based SoftPOS solutions running on smartphones and tablets.

Part I establishes the foundations: the four-party payment ecosystem, EMV transaction principles, digital wallet integration, and the trust architectures that enable secure processing on consumer devices.

Part II dives into application architecture: layered design patterns, the POS as a policy enforcement point, transaction lifecycle management, DUKPT key derivation, HSM and PIN block handling, and JWT-based authentication.

Part III explores backend systems: ISO 8583 messaging, scheme integration, and the testing and certification workflows required for EMV Level 3 approval.

Part IV addresses operations: secure deployment, ongoing PCI compliance, and emerging trends shaping the future of payment acceptance.

Whether you're integrating an EMV kernel, designing a SoftPOS SDK, or architecting acquirer backend services, this book provides the technical depth needed to build certifiable, production-ready payment systems.

• Format: Paperback
• Language: English
• ISBN: 8409827794
• ISBN13: 9788409827794
• Release Date: March 2026
• Publisher: Vincent Bevia
• Length: 636 Pages
• Weight: 2.57 lbs.
• Dimensions: 1.6" x 6.0" x 9.0"