After a failed negotiation, Debbie and her boyfriend STEVE (30s) kidnap Boyd and head north, where they break into an elegant lake house, empty for the season. Shunned by an indifferent police force, Rose is forced to hire a low rent private investigator to track down her stepdaughter. Meanwhile, in order to navigate the bankers who control the access to her inheritance, Debbie masquerades as a member of the elite, a fantasy that soon comes crashing down.