Money Smart Kids

By LAGWYN Price

Kids don't need a finance degree - they need the truth about money, told in a way that actually sticks.

Money Smart Kids teaches the vocabulary every child needs before their first paycheck, their first bank account, or their first credit card offer: cash, checks, debit cards, credit cards, loans, checking accounts, saving, tithing, budgeting, and investing. Real stories back up every lesson - including the author's own true story of a simple star chart that taught a four-year-old how to earn, count, and understand tax before she could count to one hundred.

This isn't a lecture. It's a conversation - with real math built in. Kids learn to ask a different question before every purchase: not "can I afford this?" but "how many hours of my life is this really worth?"

Inside, your child will learn:

Why a debit card and a credit card are never "free money" - and what happens when that's misunderstoodWhat a checking account actually is, and why banks require a parent on a minor's accountHow to open a real savings account and start earning interestThe difference between a need and a want - and why wants are good at disguising themselvesHow to save money by comparing sales and store brands, not just cutting spendingWhy school math and reading are the real tools behind every money decisionHow to spot a scam before it costs a single dollarThe basics of earning, budgeting, giving, and growing money through investing

Organized into four clear parts - Learning, Earning, Saving and Giving, and Growing Your Money - each chapter pairs a plain-language lesson with a real-world story, a worked math example, and questions families can talk through together.

Written for ages 9-12, perfect for parents, teachers, homeschoolers, and grandparents looking to start the money conversation early - before the stakes get high.

A companion workbook with hands-on exercises is available separately for families who want extra practice.

• Format: Paperback
• Language: English
• ISBN: 1945303646
• ISBN13: 9781945303647
• Release Date: September 2026
• Publisher: Symsyf Publishing
• Length: 120 Pages
• Weight: 0.38 lbs.
• Dimensions: 0.3" x 6.0" x 9.0"
• Age Range: 7 to 12 years
• Grade Range: Grades 2 to 7