Keep The Change: A Simple Guide to Money Basics

By Timothy Cobb

In Keep the Change, Timothy Cobb, Navy veteran, entrepreneur, and author of Rebuilt and The Blue Collar MBA, breaks down the money basics nobody ever sat you down and explained: what comes in, what goes out, and how to hold on to what's yours.

Drawing from his background in finance, business, and years spent around people deciding where every dollar should go, Cobb shows you how to run your household the same way a smart business runs its books. Your income is your revenue. Your expenses are your costs. Your savings are your retained earnings. And you are the chief executive officer of your own home.

Whether you're just starting out on your own, buried under bills and trying to climb out, or earning good money but still feeling behind every month, this book was written for you.

Keep the Change will show you how to:

Read your pay stub and know exactly what you take homeFind where your money is really going and plug the leaksBuild a budget you'll actually stick withPay off debt with a simple method that builds momentumBuild an emergency fund and the peace of mind that comes with it

-
You will never feel in control of your money without a plan.

A budget isn't a restriction. It's navigation. It tells you where you are, where you're headed, and when you've drifted off course.

This isn't a book about getting rich quick. It's a book about keeping what's yours.

• Format: Paperback
• Language: English
• ISBN: B0HMMQTDV1
• ISBN13: 9798161487969
• Release Date: October 2026
• Publisher: Independently Published
• Length: 92 Pages
• Weight: 0.30 lbs.
• Dimensions: 0.2" x 6.0" x 9.0"