Recent retiree Ruth Singer is reflecting on her life and wondering what direction it might have taken if she'd made different choices. What if she'd learned to ski? What if she'd had her tubes tied before her difficult youngest child was born? What if she hadn't quit her rock band to attend college? What if she'd run off with Danny Fortuna when she'd had the chance? Not only does Ruth ponder these questions, she lives those what-if lives in her imagination...