If you live in a Hurricane Prone are or you know someone who does this is a great reference for what to do, how to do it, who you will meet and how to handle them. This book gives you a checklist on how to tune up your insurance policy, How and when to secure your home. When to evacuate and when to return. It explains the types of damage to expect and how to handle them. It explains all the types of adjusters you might encounter, city, county and state officials, and FEMA personnel. It explains how to file wind and flood claims and what to expect throughout each claim. Excerpt: Most people never look at their insurance policy until after a disaster strikes. By then, it's too late to make changes, ask questions, or discover the gaps in coverage that could cost thousands of dollars. A hurricane is the worst possible time to learn what your policy does-and doesn't-cover. Think of this chapter as Insurance 101, minus the boring textbook language. We're going to translate that thick stack of legal paperwork into plain English and explain how it works when a hurricane damages your home. This little trip may also save you money. First, understand this: your insurance policy is a contract. In that contract, you agree to pay premiums. In return, the insurance company agrees to cover certain losses under specific conditions. The key words there are "certain losses" and "specific conditions." What is covered, what is excluded, and how claims are paid can make a tremendous difference after a storm. Also available in The Family Preparedness SeriesHow to Survive a House FireHow to Survive a FloodHow to Survive a TornadoHow to Survive a WildfireHow to Survive an EarthquakeHow to Survive a Blizzard
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