How to Settle Your Debts

by Norman H. Perlmutter

Book Overview

How To Settle Your Debts is an all-inclusive enlightening guide to help individuals, families and small businesses eliminate debt without bankruptcy, debt consolidation and the damage they can cause.... This description may be from another edition of this product.

• Format: Paperback
• Language: English
• ISBN: 0972396322
• ISBN13: 9780972396325
• Release Date: September 2004
• Publisher: Southern Mountains Press
• Length: 305 Pages
• Weight: 0.95 lbs.
• Dimensions: 9.0" x 0.8" x 6.0"

Customer Reviews

Great Advice!

I am very grateful for the wonderful advice. I would have loved even more specific info on settling debts but overall it is a spectacular source of valuable information.

The perfect do-it-yourself manual for individuals, families, and businesses

Among the unfortunate side effects of an economic downturn such as the United States is currently experiencing is the growing debt load that ordinary men and women find themselves having to labor under. Now in a fully updated and significantly expanded second edition, "How To Settle your Debts: Without Committing Financial Suicide" by certified public accountant Norman H. Perlmutter, is the perfect do-it-yourself manual for individuals, families, and businesses who find themselves sinking further and further into crippling debt. Of special note is the new chapter specifically addressing the problems associated with student-loan debt. A major culprit are the credit card companies who deliberately target people's desire for instant gratification for things they don't need and cannot afford. Complicated with deceptive interest rate schedules and conditions, anyone seeking to emerge from crippling debt must become informed with respect to the various techniques of predatory credit card issuers. Drawing upon his many years of experience and expertise in helping individuals and businesses deal successfully with the problems of excessive debt, Perlmutter deftly shows the non-specialist general reader how to wipe out their debt without having to resort to bankruptcy (which Congress has made even more difficult with the finance industry backed legislation); how to effectively deal with bill collectors; settling debts through leverage; clean up and rebuild personal and corporate credit ratings; deal successfully with tax debts, secured debts, and judicial judgements; resolve student loan debt repayment problems; as well as when and how to simply walk away from debts. "How To Settle Your Debts" should be considered profoundly valuable reading for anyone having to deal with problems arising from excessive debt, and be a priority acquisition for college, university, and community library Money/Finance reference collections.

Great insiders look at losing your debt

While most of the information in this book is common sense, it's all worthwhile and sometimes common sense is what people need to hear from time to time. Perlmutter's book is clever at times and thoughtful consistently and offers an insiders look into the word of debt--mainly from a CPA's viewpoint. The reader is treated to a wealth of insider information including terms and techniques the banks and credit companies are using to capitalize on us. This book is a great addition to my more consumer-oriented "How to Take Advantage...". Buy it and enjoy your new debt-free life!

Money Well Spent

My debts are running my life and I was going to file for bankruptcy until I found this book. You can tell this guy knows what he is talking about. I especially liked the references to real life situations and all the helpful hints he provides. After reading the book, I'm sure I can get creditors to work with me because it's better for them. I also like the idea of doing the dirty work myself rather than using a debt counselor. This way I know my best interests will come first and I don't think I'll ever let myself get into this kind of debt problem again. Now, I'm going to read it again and start doing what has to be done. This is a terrific book. The best $18 I've ever spent.

Great advice

I purchased this book to learn how to help my mother who is having financial problems. The advice in this book is priceless. The knowledge I learned from this book gave me the ability to make sound, educated decisions. The author doesnt pull any punches and tells it like it is. If you know anyone who is thinking about bankruptcy, buy them this book first!