Bridge To 65: How to Stay Covered Until Medicare.

By Joseph Williams

Leaving work before 65 opens a gap. COBRA runs out, Marketplace premiums jump, and Medicare is still years away. Bridge to 65 is the plain-English guide to staying covered until then.

It compares COBRA, the ACA Marketplace, a spouse's plan, retiree coverage, and the options outside the Marketplace. It explains the subsidy cliff, premium tax credits, Medicaid, and how to estimate your income. It also covers couples, age gaps, bronze plans, health savings accounts, and the handoff to Medicare at 65, with checklists for 2027 open enrollment.

Independent and source-cited, current as of 7 October 2026. Not medical, insurance, tax, or legal advice, and not endorsed by any government agency or insurer.

• Format: Paperback
• Language: English
• ISBN: B0HMFQ6JT9
• ISBN13: 9798161079645
• Release Date: October 2026
• Publisher: Independently Published
• Length: 208 Pages
• Weight: 0.63 lbs.
• Dimensions: 0.4" x 6.0" x 9.0"