If you were preparing for a test, wouldn't it be nice to know the exact questions on the test? This booklet describes the 4 areas banks analyze when you apply for a credit card or a loan. Knowing exactly what information the bank reviews to make a loan approval, you will be prepared to conquer the application and get approved. Within the 4 areas, there are 12 specific steps you need to take in order to become a preferred customer to the bank. Preferred customers get approved and are offered the lowest interest rates. It's that simple. You will learn the following:* How to get offered the lowest home loan rates and the best credit card rates,* How to get a credit card with bad credit,* How to think like a bank, understanding how they make loan approval decisions,* What behaviors you need to implement in order to improve your credit score,* How to pay off your debt faster,* How to use interest rates to your advantage,* And, how important interest rates really are.Lastly, I walk you through my journey of paying off $235K of debt, illustrating how to take advantage of low interest rate offers in order to pay-off my debt quicker.
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