Why Am I Broke?: Opt Out of the Systems Designed to Keep You That Way

By Sara Bell

You do the math at 2 a.m., and it never adds up. Here's the part nobody told you: the math was never supposed to add up.
You work hard. You don't own a yacht. By every rule you were taught, you should be fine, and you're not, and you've quietly concluded the problem must be you. It isn't. You're living inside an economy that has spent decades perfecting the art of separating you from your money, through four machines: the Leak Engine (subscriptions and fees that harvest your forgetting), the Desire Factory (ads and feeds that manufacture wanting), the Debt Costume (borrowing dressed as adulthood), and the Status Treadmill (the comparison game that eats every raise).

Why Am I Broke? Names each machine and hands you the off switch: eleven structural refusals, one per chapter, no willpower required after the first hour. Recover real money before Chapter One ends. Includes a guided 30-day reset, exact scripts for canceling anything and telling anyone no, and the money skills you were never taught. No latte math. No shame. Stop budgeting harder. Start opting out.

• Format: Paperback
• Language: English
• ISBN: B0H9B1YJ1W
• ISBN13: 9798187736881
• Release Date: July 2026
• Publisher: Independently Published
• Length: 156 Pages
• Weight: 0.43 lbs.
• Dimensions: 0.4" x 6.0" x 9.0"