Every major technology of the last two centuries was owned by whoever controlled the financing. Not the invention. Not the engineering. The terms.
In 1250, ten monks in Japan solved this problem. Their answer spread to every continent on earth. Then it was quietly replaced.
Turns is the story of what replaced it, what it costs you, and why it matters more now than at any point in history. The most valuable machines ever built are arriving, and the financing architecture will decide who owns them.
Drawing on psychology, history, and firsthand experience inside a system that finances cars and homes for 11 million people with no interest, JP Galvao reveals how a medieval innovation became the blueprint for a new ownership class in the age of AI.