The Total Money Makeover : A Proven Plan for Financial Fitness

by Dave Ramsey

Book Overview

The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health. Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks...

Customer Reviews

Will Get You Fired Up

I highly recommend The Total Money Makeover, this will not only inspire you to get your personal finances in order but it also gives a step-by-step plan to do so. I couldn't put it down and read it in one day.

Excelente libro para lograr la libertad financiera

Es un excelente libro, por medio del cual se puede lograr la libertad financiera, no existe una formula mágica, pero los pasos que describe el libro son los pasos requeridos para salir de una gran cantidad de deudas y lograr la libertada financiera.

This book is life changing.

This is the first book I've read that thows away the fancy models, throws out all of the crappy advice your broke friends have given you, and simplifies financing down to easy, understandable concepts. This book isn't for people looking to get rich quick. If you're looking for a high-risk big payback scheme, move on. If you're looking to build a financial future based on solid, time-tested concepts, this book will change your life. It shows you a clear path to financial success based on debt reduction, saving, and, believe it or not, giving. Dave was a millionaire by the time he was 30-years-old. Then he went broke, filed for bankruptcy and had to start over from nothing. His concepts are based on interviews he's done with millionaires and an autopsy on his financial failure. His plan is rooted in very sound financial concepts such as: there is no way to borrow your way to wealth. He lays out a plan based on simple baby steps that walk with you from your current situation (buried in debt otherwise why are you looking at this review), to retirement with enough money to burn. No matter your income level, mine is quite high, this book will give you a path from debt to wealth. Here's the catch. This plan requires you to change your habits. IT IS NOT FUN. IT IS NOT EASY. IT CAN BE DOWNRIGHT PAINFUL. But if you put yourself through this plan, within 5 years you will be out of debt, and on a path to some serious wealth. I will be completely debt free with money in the bank and a retirement plan going by June of next year. I can see how I will retire with millions of dollars in the bank. I have financial security for the first time in my life. Dave's plan simply works. Are you fed up with living paycheck to paycheck? Tired of CitiBank? Tired of GM Finance? Buy this book and get intense. Thank me later when you're rich.