The Spender's Guide to Becoming a Millionaire

By Ilona Dolinska-Reiser and Dave Baldwin

Having it all! Financial Wellness? Seems like a dream, something we wish for but may not believe it's possible. I am here to tell you it is!For seventeen years I've worked with individuals and families helping them to achieve their financial goals. While in this book I use my personal life as an example for what and how to, what I write about represent everything I've learned from working with those that are very wealthy and those that struggle from paycheck to paycheck, and my formal financial education (since I spent most of my life schools, in various forms of education I have lots of it: degrees, designation). As I worked with clients I paid attention to the relationship between money and quality of life. This book represents everything I've learned and tried in my personal life and failed at, and finally how I achieved financial wellness, the "having it all." What I propose in the book is that pursuing "having it all" may bring about a balance between spending today and saving for tomorrow. People who think only about today tend to spend everything they earn and have trouble saving. However, they find themselves worrying sometimes about their future or encounter some unexpected expense that brings about tons of stress. On the other hand, people who are very concerned about the future save money, but frequently feel bad or stress over spending on something they want. If you think about it, you probably know people that fall into these opposite "camps." What may be worth noticing is that in neither camp people have a great experience of life. Most of us want to have a good life today and a secure future, that's having it all. It may even be fun to intentionally approach spending and savings as solving for "having it all" in life.

• Format: Paperback
• Language: English
• ISBN: 1449513948
• ISBN13: 9781449513948
• Release Date: August 2009
• Publisher: CreateSpace Independent Publishing Platform
• Length: 100 Pages
• Weight: 0.40 lbs.
• Dimensions: 9.0" x 0.2" x 6.0"