Simple enough for your first job. Powerful enough to reset your money at any stage.
"This book can help you take control of your life without living paycheck to paycheck." - Will Ferrell, from the foreword
A #1 Amazon Bestseller for recent graduates and young adults, this no-jargon guide teaches a 50/20/30 savings-first budget, first-job setup for 401(k), IRA, and HSA, and practical ways to capture free money so you start building wealth now.
Why This Book Stands Out
Written by longtime advisor Mark Schlipman and corporate leader Steve Short, it turns real-world experience into clear steps you can use today.
You'll Learn How To
✅ Build a budget that works (50/20/30, savings-first)
✅ Use the Three Bucket System to balance short-, mid-, and long-term goals
✅ Automate investing with confidence (401(k), IRA, HSA)
✅ Maximize "free money" from employer matches, tax perks, and overlooked benefits
✅ Avoid lifestyle creep and lock in habits that stick
What Readers Are Saying
⭐ "I paid off $10,000 in three months thanks to your book." - Amazon review
⭐ "Perfect for my 25- and 28-year-old sons. Simple, smart, motivating." - Amazon review
Bonus: Download the Annual Review Checklist after purchase at SimpleRoadBook.com to stay on track each year.
Give Back: A portion of every sale supports Cancer for College, helping survivors with scholarships and debt relief.