If you've ever said "I need to sort my finances out" and done nothing, this is for you.The Rich Formula is a 12-month guided financial journal designed to transform how you manage and grow your money. It takes you step by step through setting clear goals, mastering income and spending, building financial security, reducing debt, and investing with confidence - in the right order, with structure that actually sticks.With built-in prompts, trackers, check-ins and practical challenges, it keeps you accountable long after motivation fades.If you're ready to take control of your financial future, this is your starting point.
ThriftBooks sells millions of used books at the lowest everyday prices. We personally assess every book's quality and offer rare, out-of-print treasures. We deliver the joy of reading in recyclable packaging with free standard shipping on US orders over $20. ThriftBooks.com. Read more. Spend less.