The Interest-Free Gold-Indexed Islamic Bank

By Mohammed Mursalin Ahmed

What if a bank could survive without interest?
What if loans were based on fairness, not exploitation?
What if justice-Insaf-was the foundation of finance?

This book presents a new, ethical, Shariah-compliant banking model designed for the modern world-completely free from interest (Riba) and rooted in Islamic principles of justice, transparency, and social responsibility.

At the heart of this model is Insaf Bank, a proposed community-focused institution that:

Operates without interest

Uses gold as a unit of value (not a profit tool)

Preserves fairness between lender and borrower

Survives through transparent service fees and profit-sharing partnerships

Focuses on microfinance and small businesses, not large corporate exploitation

Unlike conventional banks, this model does not profit from debt. Instead, it promotes:

Value preservation rather than interest

Risk-sharing instead of risk-shifting

Real economic activity over speculation

Financial inclusion and social justice

Written in simple, engaging language, this book explains complex Islamic finance concepts in a way that is accessible to:

Practicing Muslims

Students of Islamic economics

Entrepreneurs and small business owners

Anyone interested in ethical, interest-free finance

This is not a legal or religious ruling-it is a thoughtful, practical framework for reimagining banking through the lens of Islam and universal ethics.
A must-read for those who believe finance should serve people-not enslave them.

• Format: Paperback
• Language: English
• ISBN: B0GGHW44FN
• ISBN13: 9798243761321
• Release Date: January 2026
• Publisher: Independently Published
• Length: 108 Pages
• Weight: 0.34 lbs.
• Dimensions: 0.2" x 6.0" x 9.0"