It is 1992 and banks are merging at an astonishing rate, but none of them are being held accountable. Teddy DeMarco, a banker with a conscience, strives to hold his financial institution to a higher standard. Indeed, First Northeastern Bank (1NEB) must atone for years of redlining and racial bias in its mortgage lending. Thus Teddy negotiates agreements with two activist groups that champion fair mortgage lending practices for African Americans. But sinister forces, both internal and external, arise to block Teddy's efforts and make his life miserable as the bank's in-house politician. This novel-both funny and keenly serious-is filled with characters who are true believers. It delves unflinchingly into money in politics, race relations, protests, and courtroom drama, revealing unintended consequences during a chaotic period in banking history.
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