It is estimated by CAI that some 23% of the US population live within the HOA-Land Nation. This white paper presents a view of the institutionalized HOA model of local governance from the perspective of constitutional law, which has long been ignored by its promoters and supporters. There is a puzzling attitude or view regarding HOAs that has existed for over 20 years. It can only be explained as an unspoken alliance that has reached the level of a religious fervor. The application of boiler-plate CC&Rs and state legislation affecting all HOAs is based on the failure to understand the reality that one size fits all does not apply to HOA-Land. This alliance seems to bind all participants to: Thou shalt not speak evil of the HOA. This white paper puts an end to the silence.
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