The BNPL Boom: How Buy Now, Pay Later is Transforming Consumer Credit and E-Commerce

By FC Bohnke

Buy Now, Pay Later (BNPL) has become one of the fastest-growing payment trends in the world. But is it a revolution-or a ticking time bomb?

In The BNPL Boom, you'll discover how services like Klarna, Afterpay, and Affirm are reshaping consumer behavior, challenging credit cards, and forcing businesses to adapt. From retailers eager to boost conversions to regulators worried about rising debt, BNPL is rewriting the rules of finance.

Inside this book, you'll learn:

Why BNPL adoption is exploding among Gen Z and Millennials.The mechanics of BNPL: how it works for customers, merchants, and providers.The risks of overspending, hidden fees, and the potential for a new kind of debt trap.The impact of BNPL on credit scoring and your financial health.What regulators in the US, EU, and beyond are planning next.How businesses can successfully implement BNPL without sacrificing profit.

Whether you're a business owner, a fintech professional, or a curious shopper, this book will help you understand the opportunities-and dangers-of the BNPL revolution. Get your copy now and discover the future of consumer credit.

• Format: Paperback
• Language: English
• ISBN: B0FXXR26J7
• ISBN13: 9798271780875
• Release Date: October 2025
• Publisher: Independently Published
• Length: 106 Pages
• Weight: 0.34 lbs.
• Dimensions: 0.2" x 6.0" x 9.0"