WHEN YOU ARE MORE LIKELY TO DROWN WHILE BOATING: SAILING ON ROUGH WATERS OR DOCKING ON A SUNNY, CALM DAY? Rough waters may seem the clear choice to you, but docking on a sunny, calm day can turn just as deadly--all you have to do is fail to think. That is what happened to author Tom Lochhaas more than twenty years ago, when he fell off his boat in its harbor and struggled to get out of the frigid water, even with help from a friend. Without a personal...