An act of betrayal, a call to 911, and a note from the brother she lost give Natalie the courage to embark on a journey of self-exploration. Unknowingly set up by their friends, Alex and Natalie spend the evening together at New York City's Fire and Ice BDSM club. Neither one is looking for love, but their chemistry is too strong to ignore. They agree to a Dom/sub contract with an expiration date-the insurance policy both believe...