Are you worried about your financial situation? You always seem to have more money going out the door then coming in. Debt never seems to go down. Costs a lot of money to raise the kids. And you're supposed to save for retirement Never mind having this thing called an "emergency fund". How do you do all this, and pay the bills? What happens if you lose your job, get hurt, or your pay doesn't keep up with your spending? It's nerve wracking. I know...