Smart Investing

By Dmytro Kedyk

This book assumes that you already know a little about finance but can't decide how to invest:
- Do you buy single stocks, including your employer's? It's much safer to go with broad-market ETFs.
- Do you put everything in stocks for maximum return, or go on the safer side, keeping some fraction of your investments in bonds? Likely you will want a mix, but one that has nothing to do with your age. There are many considerations for this--e.g., in taxable accounts you should have stocks and Treasuries, and in tax-efficient accounts stocks and bonds.
- Are you temped to invest into things that recently went up--bitcoin maybe? Bad idea. What went up last year is as likely to go up next year as anything else, or it can also be overpriced and go down.
- Are you comfortable with your investments right now, without even knowing their market prices? You should be if you invested using a well-thought-out strategy.
The book comes with a financial planning spreadsheet, downloadable from the author's website. The last chapter has the details and a tutorial for how to use it.

• Format: Paperback
• Language: English
• ISBN: B0CP9GPBW1
• ISBN13: 9798858904793
• Release Date: November 2023
• Publisher: Independently Published
• Length: 396 Pages
• Weight: 1.51 lbs.
• Dimensions: 0.8" x 7.0" x 10.0"