SAS Climate-Adjusted Operational Risk Modelling

By Sameer Shaikh

Operational risk is no longer just internal failures, human error, fraud, or process breakdowns. It has entered a new, more dangerous era - the climate era.
Banks today face heatwaves that threaten data centres, floods that shut down branches and ATMs, storms that break networks, droughts that weaken cooling systems, and transition policies that strain technology, vendors, and compliance operations.

Yet the financial world has no complete framework to measure or model these climate-driven operational disruptions... until now.

This book is the first in the world to introduce Climate-Adjusted Operational Risk (CA-OpRisk) - a fully developed discipline that merges:

Climate science

Operational risk modelling

Infrastructure fragility analysis

Vendor climate dependency

Digital and physical outage modelling

NGFS-aligned climate scenarios

SAS-based implementation

Through simple explanations and advanced frameworks, this book shows exactly how climate hazards translate into real operational losses - and how banks can quantify them.

Inside, you will learn how to:

✓ Build climate-operational transmission models
✓ Map heat, flood, storm, and drought risks to operational failures
✓ Construct climate-adjusted frequency and severity curves
✓ Create SAS datasets for hazard-linked operational loss modelling
✓ Integrate NGFS scenarios into annual loss distributions
✓ Assess vendor climate risk and system fragility
✓ Stress test operational resilience under different climate futures

You also get three world-class case studies revealing:

- How a heatwave triggers data-centre thermal failure
- How floods disrupt branches, telecom lines, and payments
- How rapid climate-transition policy collapses operational controls

This is the first book that gives banks, regulators, and analysts a practical, implementable, and data-driven framework for navigating the next decade of climate-driven operational risk.

If you want to understand how climate change will reshape the world of banking - not in theory, but in actual measurable risk - this book is your complete guide.

• Format: Paperback
• Language: English
• ISBN: B0G4GY6GJ8
• ISBN13: 9798276613932
• Release Date: November 2025
• Publisher: Independently Published
• Length: 226 Pages
• Weight: 0.68 lbs.
• Dimensions: 0.5" x 6.0" x 9.0"