Welcome to retirement! Well, maybe in five years or more, depending on your current age. But, all the same, you are close to reaching the next stage in your life, and it should be an easier transition than many Americans make it.You do not have to worry, stress, and lack of sleep into retirement because you have not planned accordingly for the fateful day you stop working hard. In Retirement Planning: What you need to do Five Years Before You Retire , you are going to learn: How far you are aware from retirement will determine how you should plan for it. How much you need in retirement and what expenses you will incur. How to calculate your retirement needs. How to find the right financial planner. How you can budget now and during retirement for a better future. What you should expect regarding tax returns in retirement. What Medicare covers and why supplemental health care is necessary. The new proposed health care changes. If these eight points are not enough, then continue reading because you will gain more about planning for medical expenses, housing, and common retirement pitfalls. At the end of this book, you will know the steps you should take to plan better for the impending retirement, whether you will need a part-time job for a while in retirement, and how you can change not having enough money saved for that iconic day. You are in control of your retirement and how much luxury you enjoy in this stage of your life is up to what you do now to afford it.
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