Rant!: Why 90% of Americans Will Never Build Wealth
In RANT: Why 90% of Americans Will Never Build Wealth, financial analyst and wealth coach Tony Hicks takes a hard look at the systemic, social, and psychological barriers that keep most Americans from achieving financial freedom. This book challenges traditional assumptions about wealth-building, dissecting the myths around the American Dream and highlighting the often-hidden forces-such as debt traps, wage stagnation, skyrocketing education costs, and consumer culture-that undermine financial security. Through a detailed examination of each barrier, Harper reveals how these forces combine to create a "wealth trap" that limits upward mobility for millions.
The book goes beyond critique, providing actionable insights to help readers understand and overcome these obstacles. Each chapter explores a critical aspect of the wealth trap, including the real costs of homeownership, the impact of social media on spending, the essential role of financial literacy, and why traditional retirement plans are becoming obsolete. Harper also offers practical strategies for escaping this trap, from managing debt and building emergency funds to shifting toward an investor mindset and adopting intentional spending habits.
In the final chapters, Hicks redefines the American Dream to focus on financial independence, resilience, and purposeful living. He presents a new vision of success that values sustainable wealth, work-life balance, community, and personal fulfillment over mere material accumulation. With a blend of financial insight and motivational guidance, RANT serves as a wake-up call and a roadmap, urging readers to rethink wealth and to take control of their financial futures on their own terms.
This book is a must-read for anyone who feels stuck in the status quo and is ready to build a more financially secure, balanced, and meaningful life.
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