Time is of the essence when it comes to managing money. Equally, having the right approach to one's finances is vital. This is where budgeting and adequate financial planning comes into play. I will be discussing the issue of time and money-budgeting in fuller details in the next book. But in addition to being mindful of time in financial management, there is also the need to rely on the grace of God for direction in putting our money to good use. There is a right approach to effective money management and certain principles that must be followed; some of which have been mentioned in this book.
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