Prevention of Shariah Non-Compliance in Banking

By Mahmood Ahmed

Summary
"Ensuring Shariah Integrity in Banking Operations: Preventive Strategies, Internal Controls, and Regulatory Oversight"
The credibility of Islamic banking stands on one uncompromising pillar: Shariah compliance.
A single violation-whether in documentation, execution, product design, or IT systems-can destroy trust, trigger financial loss, and damage the moral foundations of an Islamic financial institution. As the global Islamic finance industry surpasses USD 4 trillion and expands across 80+ jurisdictions, the demand for strong Shariah governance, operational discipline, and technology-enabled controls has never been greater.

Prevention of Shariah Non-Compliance in Banking is a comprehensive, authoritative guide for bankers, regulators, academicians, auditors, Shariah scholars, and students seeking in-depth understanding of the mechanics, risks, and preventive frameworks of Shariah-compliant banking. Written in a clear, assertive, and practical tone, the book bridges the critical gap between theoretical Shariah rules and real-world banking operations.

Inside the book, you will learn:

✔ The root causes of Shariah non-compliance across products, operations, IT systems, and documentation
✔ Global regulatory frameworks (AAOIFI, IFSB, Malaysia, GCC, Pakistan, Bangladesh, UK) and their implementation
✔ How to structure Murabaha, Ijarah, Musharaka, Mudaraba, Salam, Sukuk, and Tawarruq products without violating Shariah
✔ Best-practice Shariah governance models and institutional accountability structures
✔ How operational controls, SOPs, and technology prevent execution-level violations
✔ The roles of internal Shariah review, Shariah audit, and Shariah risk management in maintaining institutional integrity
✔ Real-world examples of Shariah non-compliance and how to prevent them
✔ The future of Islamic finance with AI-driven monitoring, blockchain-based documentation, and digital Shariah dashboards

Whether you are designing a new Islamic product, strengthening governance at an Islamic bank, teaching Islamic finance, or researching advanced Shariah compliance strategies, this book provides a complete roadmap for ensuring ethical, transparent, and sustainable Islamic banking operations.

This is the definitive resource for anyone committed to protecting the integrity of Islamic finance.
Dr. Mahmood Ahmed (Nutun Karigor) writes thought-provoking books on ethics, faith, social justice, and leadership in the age of AI-bridging spirituality, economics, and human dignity to help readers think clearly, live meaningfully, and act responsibly.

• Format: Paperback
• Language: English
• ISBN: B0G56RFNSV
• ISBN13: 9798277343531
• Release Date: December 2025
• Publisher: Independently Published
• Length: 234 Pages
• Weight: 0.70 lbs.
• Dimensions: 0.5" x 6.0" x 9.0"