Money represents more than the paper it's printed on. It may be theembodiment of your time, your talents, and your commitments. It buysthe food you eat, the house you sleep in, the car you drive, and the clothesyou wear. It also helps provide you with the lifestyle you want to live onceyou retire.You have spent a lifetime earning it, spending it, and hopefully, accumulatingit. When the time comes for retirement, you want your money to provideyou with a comfortable lifestyle and stable income after your working daysare done. You might also have other desires, such as traveling, purchasingproperty, or moving to be closer to your family (or farther away). You mayalso want your assets to provide for your loved ones after you are gone.The truth is that it takes more than just money to fulfi ll those needs anddesires. Your income, your plans for retirement, your future healthcareexpenses, and the continued accumulation of your assets after
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