As you begin to pay attention to your money and write down how you spend and what you spend money on, you will enter a new realm of possibilities. You do not have to make a lot of money to get a handle on your finances. These pages are for those people who are ready to see first-hand their spending habits and for those who are willing to adjust aspects of their spending habits. This will consequently bring about general life improvements. It works when you write it down.
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