Personal Finance & Passive Income: A Roadmap to Financial Freedom

By Prasanth N M

In an age of financial uncertainty, inflation, rising debt, and unpredictable job markets, one truth remains constant: your financial freedom is your responsibility. This ebook, "Personal Finance & Passive Income," is not just another guide full of vague advice--it's a practical, action-driven manual that empowers you to transform your relationship with money and secure long-term wealth. Why This Book Matters Now 2025 is a pivotal year. Technology, global economies, and traditional job roles are evolving faster than ever. Many people are still stuck in outdated systems, working paycheck to paycheck, saving what's left (if anything), and hoping it's enough. But hope is not a strategy. This book exists to bridge that gap--between what you think you know about money and what the wealthy actually do. From mastering the basics of budgeting to building streams of income that earn while you sleep, every chapter brings you closer to the one thing that truly matters: freedom . You don't need a degree in finance. You don't need to be a millionaire. You don't need to come from wealth. All you need is the desire to grow --and this guide to show you how. What You'll Learn Inside Each chapter is designed to progressively build your financial understanding and income potential: Chapter 1: Mindset, habits, and goal setting--because how you think about money shapes how you earn and grow it. Chapter 2: Smart budgeting that puts you in total control of your spending. Chapter 3: Debt destruction techniques to escape the debt trap fast. Chapter 4: Emergency funds and savings strategies that protect your future. Chapter 5: Investing for beginners, with actionable steps to build long-term wealth. Chapter 6: Passive income foundations: the mindset, models, and myths. Chapter 7: 10+ passive income ideas you can start with $0-$500. Chapter 8: Online business models for modern freedom-seekers. Chapter 9: Automating your finances and building systems that work for you. Chapter 10: Creating your financial independence roadmap--and living life on your terms. This isn't a theory. It's a step-by-step journey , full of: Real-world examples Tools you can start using today Interactive checklists and tables Personal growth exercises Productivity hacks Motivation for the long haul Who This Book Is For Whether you're a college student with loans, a working professional feeling stuck, a stay-at-home parent looking for extra income, or a retiree hoping to stretch your savings--this book is built to serve you . No fluff. No overcomplication. No outdated advice. Just timeless principles , paired with modern strategies for a world where digital income is more powerful than ever. What You'll Gain By the End After finishing this book, you'll: Understand how to take control of your financial life Have a customized budgeting system that works for you Learn how to get out of debt faster than you imagined Start investing with confidence and clarity Discover at least 3 passive income ideas you can launch this month Build a long-term financial plan rooted in freedom and peace Have the mindset to never depend solely on a job again

• Format: Paperback
• Language: English
• ISBN: B0F62ZGG4B
• ISBN13: 9798281033497
• Release Date: April 2025
• Publisher: Independently published
• Length: 91 Pages
• Weight: 0.42 lbs.
• Dimensions: 9.0" x 0.2" x 6.0"