Payments for Beginners: How Cards, Schemes, Switches, Fraud, APIs, Real-Time Payments Actually Work

By Patrick Sharpe

⭐ PAYMENTS FOR BEGINNERS ⭐
How Cards, Schemes, Switches, Fraud, APIs & Real-Time Payments Actually Work

by Patrick Sharpe

Have you ever tapped your card, paid online, used an ATM, or sent money instantly - and wondered what REALLY happens behind the scenes? Why some payments fly through in seconds while others fail? Why card networks exist? How banks talk to each other? What a payment switch actually does? Or why the world still runs on a 40-year-old standard called ISO 8583?

The truth: Payments is one of the most misunderstood industries in the world.
And until now, beginners had no clear guide to learn it.

This book changes everything.

• Format: Paperback
• Language: English
• ISBN: B0G3H168X2
• ISBN13: 9798275565461
• Release Date: November 2025
• Publisher: Independently Published
• Length: 312 Pages
• Weight: 0.92 lbs.
• Dimensions: 0.7" x 6.0" x 9.0"