Overdrafted Lives: A Banking Tale

By Ms Swati Sharma

Overdrafted Lives is a contemporary banking drama that peels back the curtain on the unseen world behind the counters of India's public-sector banks. At its heart are two ordinary bankers-Branch Manager Santosh Tripathi and his colleague Rakesh-who spend their days juggling impatient customers, politics, system crashes, and the daily chaos that defines the modern banking floor.

Tripathi, a seasoned manager with a strict sense of duty, believes in handling every crisis with discipline and calm. Amrish, ex serviceman but inexperienced, learns quickly that banking is far more demanding than the smiling faces on posters suggest. Between them unfolds a story filled with humour, pressure, camaraderie, exhaustion, and the tiny triumphs that only bankers understand.

Their branch, already struggling under workload and staff shortage, is thrown off balance when one unexpected transaction slips through the cracks-triggering a chain of events that threatens their reputations, their careers, and even the delicate peace of the entire branch. Customers begin complaining, back-office calls pile up, auditors hover, and every second feels like a test neither man signed up for.

As the situation spirals, Tripathi and Amrish must navigate office politics, hidden motivations, and personal dilemmas-all while keeping the branch functioning and the truth from exploding in their faces.

Overdrafted Lives is a story of pressure and resilience, of everyday heroes who fight unseen battles behind the counter. It celebrates the human side of banking-the mistakes, the laughter, the fear, and the courage that keeps the system running. Above all, it asks one simple question: when life overdrafts your courage, what do you do next?

• Format: Paperback
• Language: English
• ISBN: B0G2HDM48K
• ISBN13: 9798274313155
• Release Date: November 2025
• Publisher: Independently Published
• Length: 94 Pages
• Weight: 0.30 lbs.
• Dimensions: 0.2" x 6.0" x 9.0"