This Starry Night Themed 12 Month undated Budget Bill Planner is a great way to organize your income and bills to plan for your expenses and investments. It does not designate a specific year, dates or calendar so you can design its use for any year and enter the data that you need. You can start anytime during the year and carry it over into the next year. There are sections for you to create your Income Statement, Monthly planning sheets, Expense Tracker, Goal Setting, and Year End Reflections Summary so you can set up for your next year. Your new blue Financial Journal with nighttime stars comes in a Matte Cover Finish with white pages in an 8.5 X 11 format so you have enough room to record anything you want so that it is functional for you. It was built with simplicity in mind so that the everyday average user will find it easy to use ... ... PRODUCT DETAILS: - Income Statement Sheet - Monthly planning sheets - Expense Tracker - Goal Setting - Year End Reflections Summary
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