Muddling By: A Rollercoaster Ride Through America's Wealth Classes

By Tom Trimbath

Dream. Invest. Live. was Tom Trimbath's frugal approach to his personal finances.
Muddling By explores about two dozen topics seen from his roller coaster ride through middle class, millionaire, and muddling by.

A frugal life and some good luck meant retiring at 38.
A "victim-less' of white collar crime meant bad luck imploding almost everything.
Since then, lots of fruitless hard work, recovering, and muddling by.

Each topic looks different from each class, but all are valid.
Most of us are just trying to get by, living inside the implicit confines of our community.
Few are oligarchs. Few are criminals.

We made up money and wealth. We've decided to permit poverty.
Stories give breadth to stories, stereotypes, and generalities.

What about you? What's your story? We need to hear it.

• Format: Paperback
• Language: English
• ISBN: B0FT8G5GBX
• ISBN13: 9798264948152
• Release Date: September 2025
• Publisher: Independently Published
• Length: 238 Pages
• Weight: 0.53 lbs.
• Dimensions: 0.5" x 5.0" x 8.0"