What if someone had taught you money before life taught you the hard way?
Most young people leave school with years of education behind them but little understanding of how to manage money in everyday life.
Money Sorted. Life Ready. is a practical financial literacy workbook that helps teens and young adults build healthy money habits before financial stress becomes part of everyday life.
Whether you're earning your first pay cheque, studying, starting an apprenticeship, heading to university or beginning your career, this book provides the real-life money skills needed to build confidence, financial wellbeing and lifelong financial independence.
Written by Australian author, speaker, budgeting coach and money mindset educator Carrie-Ann McLean, this workbook combines practical strategies, relatable examples and interactive exercises to make learning about money simple, engaging and achievable.
Inside you'll learn how to:
Understand your money mindset and spending habits.Track where your money is really going.Set meaningful financial goals.Build an emergency buffer.Use the Budget Right 70/10/10/10 budgeting system.Set up bank accounts that make managing money simple.Avoid debt traps, credit cards and Buy Now, Pay Later pitfalls.Make smarter spending decisions.Create a realistic money plan that works for your life.The workbook also includes budget worksheets, spending trackers, goal-setting templates, reflection activities, journal pages, real-life examples and practical action plans you can start using immediately.
Perfect for:
High school studentsSchool leaversApprentices and traineesUniversity and TAFE studentsYoung adults entering the workforceParents, schools and youth organisationsUnlike many personal finance books, Money Sorted. Life Ready. doesn't assume you already understand money. It starts where you are, guiding you step by step with practical advice and easy-to-follow strategies that help you build confidence and take control of your financial future.
Drawing on her own experience of overcoming debt and financial hardship, Carrie-Ann McLean now helps everyday Australians develop stronger money habits through practical, judgement-free financial education.
Whether you're just starting your financial journey or want to build lifelong financial confidence, Money Sorted. Life Ready. will help you create healthy money habits that last.