Money Isn't Magic - It's Knowledge The practical personal finance guide for beginners who want to build wealth and achieve financial freedom Are you tired of feeling confused about money? Do you want to build wealth, invest smartly, and finally gain control over your finances - without needing a finance degree? Then this book is for you. "Money Isn't Magic - It's Knowledge" is a straightforward, beginner-friendly guide to mastering your finances. Whether you're starting from zero, learning how to save money, setting up your first investment portfolio, or exploring passive income ideas - this book gives you the tools and knowledge to succeed. You'll learn how to manage your budget, avoid consumer debt, open a brokerage account, invest in ETFs and index funds, plan for early retirement or traditional retirement, and develop a long-term financial strategy tailored to your life. You'll also discover how to navigate money in relationships, teach financial literacy to children, and avoid the psychological pitfalls of investing. What you'll learn: How to achieve financial independence, even with a modest incomeStep-by-step strategies for long-term investing with ETFs and stock market basicsHow to build a solid retirement plan and protect your futureRealistic ways to earn side income and create passive income streamsEssential money management skills for everyday peopleThe tools, apps, books, and resources every smart investor should knowThis book is perfect for beginners, couples, families, and anyone ready to take charge of their money and design a life of financial confidence and independence.
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