A familiar voice. A convincing message. An urgent request. Would you know what to do next? Technology is changing quickly, and the people who misuse it are changing their methods just as fast. Artificial intelligence can help criminals imitate a loved one's voice, create a convincing video or write a message that appears to come from your bank. Understanding these threats can help you feel more comfortable with technology, and more confident when something doesn't seem right. Written specifically for UK readers, with advice you can use here at home. Many guides to online scams take an American perspective. This book puts the UK reader first: British banks and institutions, UK reporting routes, reimbursement protections and organisations you can turn to for help. From a suspicious HMRC message to a call supposedly from your bank, the examples and practical advice reflect everyday life in the UK. Modern World, Modern Threats is a practical UK guide to AI scams, written in plain English for anyone who feels technology is moving faster than they can keep up with. With mature readers in mind, Peter Martin takes a calm, approachable look at how modern scams work and the everyday habits that can help protect you. Inside, you'll discover: How criminals use AI in phone calls, messages, videos, investment offers and online relationships.How to check an unexpected request, even when the voice sounds familiar.How to create a simple safety plan with family or friends, or take practical steps on your own.Ways to strengthen the security of your phone, email and accounts.What to do in the first hour after a suspected scam, where to report it and how to seek support.UK guidance on reimbursement and complaints, alongside useful contacts, resources and a plain-English glossary.Fictional stories bring the situations to life, while clear advice and gentle discussion prompts help turn understanding into action. You don't need technical expertise to use this book. You need a little knowledge, a few dependable habits and the confidence to pause and check. Keep enjoying what technology offers. Be better prepared for those who misuse it. Guidance and resources reflect information available at the time of publication. Annual reviews are planned to keep future editions aligned with emerging technology, scam methods and changes to UK government and regulatory guidance.
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