El cuaderno definitivo para hacerte con el control de tus finanzas de una vez por todas Si te sientes culpable cuando te das un capricho, no sabes cu nto gastas en ocio ni en comida, pagas cuotas por servicios fantasma y cuando te propones ahorrar, los gastos imprevistos te pillan por sorpresa, este cuaderno es para ti. La aplicaci n del banco no tiene la culpa. T puedes tomar el control de tus finanzas, sean cuales sean. Lo que pasa es que nadie te ha contado c mo. Con el M todo de los sobres, aprender s a crear (y cumplir) tus propios presupuestos, a mantener un sano equilibrio entre lo que entra y lo que sale, a ahorrar de manera consciente y a conseguir, por fin, aquello que mereces. No prometo hacerte rica en un d a, pero s hacer que tu dinero crezca poquito a poco. Con este cuaderno:
* Crea tus propios presupuestos mensuales. * Aprende a gestionar tus ingresos. * Ahorra de forma consciente y eficaz. * Encuentra la motivaci n para ahorrar mes a mes. * Crea fondos de ahorro para darte los caprichos que mereces. * Adapta el m todo a tus circunstancias y rutinas. * Descubre los mejores tips y trucos Y hazte con el control de tu econom a para siempre ENGLISH DESCRIPTION The ultimate workbook to finally take control of your finances If you feel guilty when treating yourself, don't know how much you spend on entertainment or on food, pay fees for services you didn't remember you had, and get caught off guard by unexpected expenses when you try to save, this workbook is for you. It's not the bank app's fault. You can take control of your finances--no matter your situation. The thing is, no one has taught you how. With the Envelope Method, you'll learn to create (and stick to) your own budgets, maintain a healthy balance between what comes in and what goes out, save consciously, and finally achieve what you deserve. I don't promise to make you rich in a day, but I do promise to help your money grow little by little.With this workbook, you'll be able to: *Create your own monthly budgets. *Learn to manage your income. *Save consciously and effectively. *Find motivation to save month after month. *Create savings funds so you can treat yourself to the things you deserve. *Adjust the method to your circumstances and habits. *Discover the best tips and tricks. Take control of your finances--once and for all
ThriftBooks sells millions of used books at the lowest everyday prices. We personally assess every book's quality and offer rare, out-of-print treasures. We deliver the joy of reading in recyclable packaging with free standard shipping on US orders over $20. ThriftBooks.com. Read more. Spend less.