Victor Struck is on the lucky streak of his life. What starts as a few fortunate coincidences, quickly becomes a phenomenon impossible to dismiss as anything short of incredible. A risk-management consultant, Vic knows better than most the kind of odds he's beating. As a test, he buys three lottery scratch-off tickets and becomes frightened when he wins the max prize on all three.
He decides to lay low until the upcoming MegaMillions drawing, whose jackpot is soaring. One big score is all needs to change his life forever. Meanwhile, a lowlife fentanyl dealer who is suddenly desperate for money learns of Vic's lucky streak and sets his sights on exploiting it.
In a chance encounter, Vic meets a captivating woman, who begins as a simple comfort to him amid his mounting stress, but soon becomes much more. As Vic is drawn out of his shell by her loving family, he suddenly has a life filled with people who need his help. He just has to stay alive long enough to cash in on his luck.