Introduction: The role of institutional diversity in the banking markets; Paul Wachtel and Ewa Miklaszewska.- Chapter 1) The evolution of banking regulation in the post-crisis period: cooperative and savings banks' perspective; G. Ferri.- Chapter 2) The Role of Stakeholder Banks in European Banking Sector; P. Kalmi.- Chapter 3) Cooperative banks: is demutualization an answer? The experience of Building Societies in the UK; C. Akinsoyinu.- Chapter 4) Community banks and lending technologies: evidence from the Italian retail market; C. Milani.- Chapter 5) The competitive threats and strategic challenges to Polish cooperative banks: a post-crisis perspective; K. Kil, E. Miklaszewska.- Chapter 6) Does banking sector structure affect bank lending and its sensitivity to capital ratio? - a cross country study; I. Kowalska, M. Olszak, F. Świtala.- Chapter 7) The role of market structure and competitive framework for sound banking sector in the EU-15 and the EU-12; M. Pawlowska.- Chapter 8) Banking diversity and trust in banking services; M. Idzik.- Chapter 9) The role of market and cultural diversification in the evolution of the Polish banking sector; L. Kurkliński.