Insider Hacks to Getting a Mortgage for Your First Home: For Thousands Less and Years before You Thought Possible

By Justin L Harris

Buying your first home is an exhilarating, slightly frightening experience. You're being asked to make significant decisions that will impact your finances for years to come. A mortgage is the biggest loan you're likely to sign in your lifetime, so you need to make sure you're getting the best lending options possible. You have two choices when looking for a mortgage: brokers or banks. Justin Harris, team leader for Pinnacle Mortgage Group, believes brokers do it better. Harris walks you through every step of the mortgage process, from securing preapproval to what to expect after closing your loan. He details what you need for mortgage approval, the pros and cons of different loan programs, and the insider secrets banks would rather you didn't know. Working with a broker is the most effective way to secure a mortgage with terms that work in your favor. From the difference between fixed-rate and adjustable loans to why the lowest rate shouldn't be your only consideration, Harris explains all the terminology, benefits, and pitfalls of the mortgage business so you can make clear, informed financial decisions as you move toward owning your first home.

• Format: Paperback
• Language: English
• ISBN: 1548066834
• ISBN13: 9781548066833
• Release Date: August 2017
• Publisher: CreateSpace Independent Publishing Platform
• Length: 88 Pages
• Weight: 0.41 lbs.
• Dimensions: 9.0" x 0.2" x 6.0"