This novel contains a possible adjustment to fractional reserve banking and other structural modifications that society should consider to achieve maximum benefit from our ever-on-going forward progression. It seems naive to believe our societal structures have reached maximum potential. The concept first came to me in early 2012. I wrote this book as discovery writing in 2018 to develop my concept, and in return, I was left with an economic model for society, that I call a needs-based money supply system. I have written largely from self-study, and am in no way an expert in some of the subject matter, but I do have formal education in accounting and finance. Also, minor formal education in philosophy and history. Many will likely and reasonably be concerned with hyperinflation when they hear of such a needs-based money supply model, but I have included safeguards and contingency plans for inflation. This model could not have been conceptualized before the advent of information networks and information systems, so I have them to thank. I also speak about the education model that we have in place. Something I have become well familiar with in my six+ years of post-secondary education. I praise education but offer some suggestions that likely will yield significant results from natural evolution. The ideas in the book have not been done and would set a new precedent around the world if ever implemented. Being organized as a business plan with precise adjustments, this book attempts to offer practical steps to the unification of the human race by trying to reach the root of human conflict. Separation is a detriment to progress, but our current societal structures largely incentivize divide. We are so fascinated by engineering
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