This book was written in hopes "of sparking" the greater financial good in all of us. Most people do not have the discipline to be patient and suppress self-gratification. In this book as much as it is about getting out of debt, stressing the importance of having healthy credit, it is also about having the right mindset. Before you can conceive anything, you must first create it mentally. It begins in your mind. As I guide you through a simple and easy-to-follow system, as the reader, you will be able to structure a personally tailored plan that fits nicely with your personal and financial goals. Sure We all have a mental picture filled with desires of what we would like for our lives to look like. The reality is that most of us lack a plan. The plan takes root in your mind, it becomes real when you jot it down on paper, and the execution starts to follow. The book offers suggestions on how you can avoid the pitfalls of having swipe, swipe, and swipe again mentality. The book will provide you with tools on how to manage the necessary expenses: mortgages, kids, education, and a plethora of expenses, while still enjoying life. If you have dug your own financial grave already, utilize the solutions offered in this book to come out victoriously. This book is your solution Just as importantly as having a way out of debt it is equally as important to avoid the pitfalls that you and I create for ourselves. It is my prayer that in this small book filled with an abundance of information that you too will learn, "How to Survive/Succeed with a 9 to 5."
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