How to Retire with Enough Money: And How to Know What Enough Is

By Teresa Ghilarducci

Book Overview

Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly.

It begins with acknowledging what a person or household actually needs to have saved--the rule of thumb is eight to ten times your annual salary before retirement--and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to "get rid of your guy"--those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it's always better to pay off a loan or a mortgage.

There are no gimmicks, no magical thinking--just an easy-to-follow program that works.

• Format: Hardcover
• Language: English
• ISBN: 0761186131
• ISBN13: 9780761186137
• Release Date: December 2015
• Publisher: Workman Publishing
• Length: 144 Pages
• Weight: 0.72 lbs.
• Dimensions: 0.5" x 5.0" x 7.1"